The No Money Down Doctor Loan makes home buying easier.

The No Money Down Doctor Loan is ideal for healthcare professionals who are paying off medical school expenses, investing in a practice, have limited savings or simply prefer to keep their money in other financial vehicles. All that's required is a consumer or Premier Banking® relationship* with Bank of America.

No Money Down Doctor Loan features:

+ Up to 100% financing available

+ No private mortgage insurance (PMI)

+ Loan amounts up to $1,000,000

+ Fixed & adjustable rates and fixed & adjustable rate interest-only1 mortgages available

+ Eligible professions include actively practicing:

Medical residents, existing or newly licensed Medical Doctors (MD)
Doctors of Dental Science (DDS), Doctors of Dental Medicine (DMD) and dental surgeons specializing in oral and maxillofacial surgery
Doctors of Optometry (OD) and Doctors of Ophthalmology (MD)
Doctors of Podiatric Medicine (DPM)
* Minimum requirement for consumer relationship is a Demand Deposit Account (DDA). Premier Banking® is available to people who have $100,000 in combined deposits, investments, lines of credit and loans (not including a first mortgage) at Bank of America or $500,000 in combined balances, including a first mortgage. Not available in all states.

1 After the initial fixed interest rate period or interest-only period, rates may vary and payment may increase.

Credit and collateral subject to approval. Terms and conditions apply. Some restrictions may apply. See Bank of America for details. Programs, rates, terms and conditions are subject to change without notice.

For more information about this or other Bank of America Mortgage Programs, please feel free to contact:

Brad Smith

(951) 506-7404

bradford.m.smith@bankofamerica.com